All visitors to the website http://www.access2finance.eu/ (“the Website”) must agree to accept the following Terms and Conditions of Use which govern the viewing and the use of the information and services offered through the Website; otherwise they are advised to leave the Website immediately.
Regarding the Website The owner of the domain name Access2finance.eu is the European Investment Fund (“the Owner”), who created the site in full co-operation with the European Commission in order to enhance access to information regarding European Union-backed finance through the Competitiveness and Innovation Framework Programme (CIP) to small businesses (small or medium-sized enterprises, known as SMEs and as defined by theCommission Recommendation 2003/361/EC, as amended) in order to help their business start up or develop. The European Commission owns the contents and any intellectual property rights of this Website as further set out below. Disclaimer:
The Owner cannot be held liable, to the extent permitted by the law, for any loss (actual or otherwise), damage, cost or expense of any nature arising from or in relation to economic loss, loss of business, profits, revenue, goodwill or anticipated saving, loss of and/or corruption to data, loss of operation time, loss of contracts or any indirect, consequential or punitive loss resulting from the viewing of the Website and the use of its contents.
(a) Third-Party Sites Further, information on the site may sometimes be linked to external sites over which the Owner has no control. Therefore the Owner will neither provide any warranty nor be held responsible/liable over the accuracy or completeness of the content of such third-party operated sites. The content of these external sites should not be seen as reflecting the opinion of the Owner. The viewing of external sites does not engage the responsibility/liability of the Owner.
(b) No Offer or Solicitation Regarding Securities The information contained in the Website is not intended to make any offer, inducement, invitation or commitment to purchase, subscribe to, provide or sell any securities, service or product on behalf of any third party, where such third party information is published on the Website.Please note that information provided on the Website should not be taken as professional advice/recommendation. Where some documents on the Website contain links to websites of other individuals or entities, the Owner does not give its endorsement in any form to these third parties. Viewers of the Website, as well as third party sites, should seek individual advice/information from their personal, financial, legal and/or other advisers before making any investment or financial decisions or purchasing any financial, securities or investment-related service or product in order to assess the suitability, investment considerations and risks associated with such decisions.
Where certain requirements or eligibility criteria are given on the Website, such terms do not purport to be complete, and are qualified in their entirety by the detailed terms and conditions of the relevant agreements to be concluded between the responsible financial intermediary/counterparty and (i) the individual/entity seeking the loan or (ii) the EIF, as applicable. Furthermore, such agreements may contain terms specific to the needs of different intermediaries/counterparties. The terms given on the Website do not constitute an offer of any nature whatsoever and do not create any binding obligations on the European Investment Fund and/or the financial intermediaries to enter into a contract with any third party on the terms set out in the Website or otherwise. (c) Technical issues
The Owner will use its best efforts to minimize disruption caused by technical errors. The viewer should note that date or information on the site may have been created or structured in files or formats that are not error-free, virus-free and/or bug-free in whatever form and the Owner cannot guarantee that access to the Website will not be interrupted or otherwise affected by such problems. The Owner accepts no responsibility with regard to such problems, or the consequences thereof, incurred as a result of using the Website or any linked third-party sites. The viewer has responsibility to make adequate provision for protection against such threats and the viewer should scan any files before opening or downloading such files from the Website. (d) Data/Privacy The Owner has the right to save all data entered by the viewer in order to be able to meet its legal obligations. It also has the right to use the data for statistical/monitoring purposes, subject to the applicable laws. Such information will be treated with confidentiality and only disclosed/published for inter-organisational requirements, i.e. between the European Commission and the Owner, and where permitted and required by applicable laws and regulations.
(e) Intellectual Property All materials appearing on the Website, including text and images (“the Materials”), are the exclusive property of the European Commission and/or the Owner, as applicable, and protected by copyright law as well as other resulting intellectual property rights, unless it is otherwise indicated or where the Materials appear on a linked website belonging to a third party.
The reproduction, republishing, downloading, posting, broadcasting or transmitting of the Materials in any form, electronic or otherwise (collectively, “the Reproduction”), by users is authorised for private, non-commercial use. The Reproduction of the Materials for commercial purposes is subject to prior authorization and remuneration may be requested
The Owner reserves the right to revise and amend the Terms and Conditions of Use from time to time. Any revised version will be deemed to be applicable from the first date of publication on this website. |