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Are EU-backed loans available in Poland? YES

Follow the web links on this page to view information about loans that are backed by the EU

Financial IntermediaryKey Product Information

Investment Loan - investment expenditure to create a new, modernise or expand an existing fixed asset. Benefits for clients:

  • reduced required own contribution
  • reduced collateral requirements
  • better price conditions 

Auto Loan – credit for purchase of vehicles and other means of transportation for Small segment Clients. Benefits for Clients:

  • reduced required own contribution
  • reduced collateral requirements
  • better price conditions 

* The offer will be available from the 1st March 2012

EU-backed loans currently not available.
Standard investment loan
Simple investment loan
Simple investment loan for purchase of vehicles
Working capital loan for start ups
    Start Guarantee - guarantee designed for companies starting their business activity or in early development stage
    Biznes Ekspres Guarantee - guarantee created for loans to finance investment and/or working capital
    Micro Invest 2 Guarantee - guarantee for investment loans

    Investment loans

    Mortgage loans

    Commercial mortgage loans

     “Contract Financing” loans

    EIB Investment loan

    „Guarantee for innovation” main features: 

    - maximum guarantee rate increased from 70% to 80 %,
    - maximum maturity of guarantees issued extended up to 10 years,
    - requirement for minimum length of borrower’s business operation is no longer applied,
    - guarantee fee reduced to 50% of the standard rate,
    - loan’s minimum repayment period is of at least 12 months.


    more financial intermediaries will be added later